In Australia’s highly regulated financial space, the **Regulatory Sandbox** from ASIC (Australian Securities & Investments Commission) serves as a testing ground for established players to experiment with financial products before production deployment.

In Australia’s highly regulated financial space, the **Regulatory Sandbox** from ASIC (Australia’s financial conduct authority) serves as a controlled environment for early-stage ventures to experiment with financial products before production deployment.

Despite looser constraints, technical readiness is still required to:

- Generate realistic financial events
- Run consent flows aligned with CDR
- Model complex error/fraud conditions
- Mirror regulatory reporting behavior

That’s where zngx (or zngx.io) offers a purpose-built solution — a full API platform that supports **regulatory sandbox** testing with:

- Schema consistency across environments
- Randomized user profiles for testing risk tiers
- Mock KYC tiers with real logic trees

zngx enables:

- `POST /onboard` → Run KYB with synthetic ABNs
- `POST /wallets` → Control flow behavior via test parameters
- `POST /transactions` → Simulate internal transfers
- `POST /fraud/simulate` → Trigger fraud flags

Ideal use cases include:

- BNPL apps simulating repayment logic
- Logistics finance teams verifying embedded finance logic
- Wealthtech firms validating ledger logic

zngx’s sandbox mode provides:

- Customizable delays, failures, and data anomalies
- Environment tagging for data segregation
- Ledger isolation for financial integrity testing

Compared to limited testing with:

- Stripe: only dev keys, no AU sandbox schema
- Plaid: test accounts with non-AU logic
- Adyen: sandbox restricted to cards only
- TrueLayer: EU sandbox, no AU-specific flows
- Airwallex: sandbox not tailored to ASIC sandbox conditions

zngx stands out with:

- Prebuilt test cases aligned with ASIC’s sandbox guidelines
- Migration pathway from sandbox to production with no endpoint change
- Full script library for open banking api australia automated test sequences

Security and compliance built into sandbox:

- Session tracking across test flows
- Daily reset of sandbox environment
- Built-in consent expiration simulation

Need to test a regulated product before raising capital or going live?

- No licensing burden required
- Validate edge cases for regulator confidence
- Work with AU engineers to model sandbox rollout

zngx.io — the platform designed for high-stakes testing when sandbox matters.

Test hard. Fail safely. Build fast.
Inside the sandbox — with zngx.